Privacy Policy

Welcome to the WorldLight Privacy Center -- take a look around. You'll learn how WorldLight treats your personal information, along with ways to control your preferences and settings. As always, WorldLight is committed to gaining your trust.

What This Privacy Policy Covers

WorldLight takes your privacy seriously. Please read the following to learn more about our privacy policy.

The federal government and technology industry have developed practical tips to help you guard against Internet fraud, secure your computer and protect your personal information.

How WorldLight Uses Your Personal Information

This policy covers how WorldLight treats personal information that WorldLight collects and receives, including information related to your past use of WorldLight products and services. Personal information is information about you that is personally identifiable like your name, address, email address, phone number, or UBI number, and that which is not otherwise publicly available.

This privacy policy only applies to WorldLight

This policy does not apply to the practices of companies that WorldLight does not own or control, or to people that WorldLight does not employ or manage..

Data Transfer

Your personal information may be transferred to countries other than your own to process and store data in accordance with our Privacy Policy and to provide you with products and services. Some of these countries may not have the same data protection safeguards as the country where you reside. By using our products and services, you consent to us transferring your data to these countries. We are committed to ensuring your information is protected and apply safeguards in accordance with applicable law.

Information Collection & Use


WorldLight collects personal information when you register with WorldLight, when you use WorldLight products or services , when you visit WorldLight pages or the pages of certain WorldLight partners, and when you enter promotions or sweepstakes . WorldLight may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, and information about your assets. When you register with WorldLight and sign in to our services, you are not anonymous to us.

WorldLight collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

WorldLight automatically receives and records information from your computer and browser, including your IP address , WorldLightcookie information, software and hardware attributes, and the page you request.

WorldLight uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing & Disclosure

WorldLight does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

·        We provide the information to trusted partners who work on behalf of or with WorldLight under confidentiality agreements. These companies may use your personal information to help WorldLight communicate with you about offers from WorldLight and our marketing partners. However, these companies do not have any independent right to share this information.

·        We respond to subpoenas, court orders, or legal process (such as law enforcement requests ), or to establish or exercise our legal rights or defend against legal claims.

·        We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of WorldLight's terms of use, or as otherwise required by law.

·        We transfer information about you if WorldLight is acquired by or merged with another company. In this event, WorldLight will notify you before information about you is transferred and becomes subject to a different privacy policy.

WorldLight displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.

·        WorldLight does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

·        WorldLight advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

WorldLight works with vendors, partners, advertisers, and other service providers in different industries and categories of business. .

Cookies & Similar Technologies

WorldLight may set and access WorldLight cookies on your computer. We may also set and access device identifiers which could include IP address, user agent information (browser version, OS type and version), and device provided identifiers. Once you log into WorldLight on your device, WorldLight may recognize your device to provide you with a personalized experience, independent of your device settings. .

WorldLight lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies and device identifiers is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to WorldLight's cookies.

Your Ability to Edit and Delete Your Account Information and Preferences

You can edit your WorldLight Account Information at any time. You can also modify information you have provided to WorldLight through the WorldLight products or services you may use.

We reserve the right to send you certain communications relating to the WorldLight service, such as service announcements, administrative messages and the WorldLight Newsletter, that are considered part of your WorldLight account, without offering you the opportunity to opt out of receiving them.

You can delete your WorldLight account by contacting WorldLight customer care directly.

Confidentiality & Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Changes to This Policy

WorldLight may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your WorldLight account or by placing a prominent notice on our site.

Questions & Suggestions

If you have questions, suggestions, or wish to make a complaint you can contact us at:

WorldLight Websites LLC.
Customer Care - Privacy Policy Issues
(503) 468-0118

Last Updated: March 24, 2016